**Terms and Conditions of Use**

Welcome to the RosUmind Consulting website. By accessing or using our website, you agree to be bound by these Terms and Conditions of Use (the "Terms"). If you do not agree to these Terms, please do not use this website.

**1. Services Offered**

RosUmind Consulting provides business and financial consulting services, including Artificial Intelligence Consulting, Business Strategy Development, Financial Literacy Training, Risk Management, and Market Analysis. Information provided on this website is for general informational purposes only and does not constitute professional advice. For specific advice tailored to your situation, please contact RosUmind Consulting directly.

**2. Intellectual Property**

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of RosUmind Consulting or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content on this website without the prior written consent of RosUmind Consulting.

**3. Disclaimer of Warranties**

This website and its content are provided "as is" and without warranties of any kind, either express or implied. RosUmind Consulting disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. RosUmind Consulting does not warrant that this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components.

**4. Limitation of Liability**

In no event shall RosUmind Consulting be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of this website or its content, whether based on contract, tort, strict liability, or any other legal theory, even if RosUmind Consulting has been advised of the possibility of such damages.

**5. Indemnification**

You agree to indemnify and hold harmless RosUmind Consulting, its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your use of this website or your violation of these Terms.

**6. Governing Law**

These Terms shall be governed by and construed in accordance with the laws of Ukraine, without regard to its conflict of law principles.

**7. Changes to These Terms**

RosUmind Consulting reserves the right to modify these Terms at any time without notice. Your continued use of this website following the posting of any changes to these Terms constitutes acceptance of those changes.

**8. Contact Information**

If you have any questions about these Terms, please contact RosUmind Consulting at:

RosUmind Consulting 12 Yaroslaviv Val Street, Suite 7B Kyiv, Kyiv Oblast, 01034 Ukraine

**9. Entire Agreement**

These Terms constitute the entire agreement between you and RosUmind Consulting with respect to your use of this website.

**10. Severability**

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced.

**11. Waiver**

No waiver of any provision of these Terms shall be effective unless in writing and signed by RosUmind Consulting.